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The VMG Product Range

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When it comes to loans, VMG offers the products you need—along with greater flexibility in
approvals to ensure everything works in your favour.
Whether you’re seeking an owner-occupier or investment home loan, debt consolidation, or a business loan, our expert team tailor solutions to suit your individual needs.

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Borrow up to 80% of the property value
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Consolidate unlimited debts
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Flexible cash-out options
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Alternative income verification
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Past defaults or late payments considered
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Maximum loan amount $3.0m
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Interest only available
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Discharged bankruptcy considered for selected products
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Defaults considered
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Refinance loans

Flexible Solutions

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Employment Status: Options available for short-term PAYG/self-employed individuals.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Property Types: Residential only – construction allowed.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Debt Consolidation: Ability to consolidate unlimited existing debts.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Cash-Out: Equity release for any reasonable purpose, including business requirements.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Credit History: Applicants with defaults, late payments, or discharged bankruptcies are considered*. (*Excluding all Prime products)
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Alternative Income Verification: Available for self-employed or those with nontraditional income streams.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Interest-Only Options: Available.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Ownership Structures: Individuals, companies, or trusts.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Favourable Purchase: Available.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Private Loan Refinance: Available.
Family smiling and satisfied with VMG mortgage services, celebrating their successful loan approval.
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Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.

Please note: We do NOT offer CAR LOANS or PERSONAL LOANS. Requests for these will not receive a response.

You can give us a call at 03 8600 7900 to clarify your questions.

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