Specialist

Specialist Loan

Our Specialist Product offers flexible lending solutions for borrowers with paid or unpaid defaults, with no requirement, in some cases, to clear the unpaid defaults at settlement. It can be used for a range of personal or investment purposes, subject to meeting the qualifying criteria.

Credit History:

This product is ideal for:

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Loan basics
Loan PurposeSuitable for purchasing, refinancing, or releasing equity in owner-occupied or investment residential properties.
Maximum Loan-to-Value Ratio (LVR)Up to 80%.
Maximum Loan Amount
  • Full Doc: $3.0m per security property.

  • Alt Doc: <70% LVR = $2m; ≤80% LVR = $1.5m.
Maximum Loan Term30 years
Repayment Structure
  • Principal and Interest (P&I).

  • Interest Only (1 – 5 years available), reverting to P&I.

Repayment OptionsWeekly, fortnightly, or monthly payments.
Redraw FacilityAvailable
Extra RepaymentsPermitted
Ongoing Fees$15 per month account administration fee
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Alt Doc Specialist

Alt Doc Specialist provides flexible lending solutions for self-employed borrowers requiring alternative income verification, with paid or unpaid defaults to be cleared at settlement. It can be used for a range of personal or investment purposes, subject to meeting the qualifying criteria.

Credit History:

This product is ideal for:

For new borrowers

For New Brokers

Thank you for submitting the form!

Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.

Please note: We do NOT offer CAR LOANS or PERSONAL LOANS. Requests for these will not receive a response.

You can give us a call at 03 8600 7900 to clarify your questions.