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VMG only offers residential loans.

we offer

VMG is a non-bank, non-conforming, mortgage lender who are solution focused and put the broker and end customer at the centre of everything we do.
  • Debt consolidation (including payment of ATO arrears)
  • Credit impaired loans
  • Lending to self-employed with irregular income streams and we want to help those who have been through a life event.

VMG has been around for over 80 years and prides itself on integrity and is widely known for its speed to market and flexibility.

It’s time to choose a lender who prioritises you!

We are experienced operators managing our own financial portfolio based on sound prudential principles whilst supplying superior client service. Our unique expertise is in applying common sense and providing flexible assessment criteria to create valuable solutions.

People shaking hands after a successful loan application with Victorian Mortgage Group, celebrating a successful partnership.

VMG only offers residential loans.

we offer

A family-owned and operated business with a proud 80+ year history, Victorian Mortgage Group looks beyond typical home loan criteria to provide borrowers with stress-free financial solutions, quickly and easily. As a non-bank, flexible, solutions-based mortgage lender, we prioritise both brokers and end customers in everything we do.
With a commitment to client service that is second to none, VMG is unique in applying common sense and flexible assessment criteria to create valuable solutions for brokers and borrowers. Experienced operators, we manage our own financial portfolio based on sound prudential principles and, as applicable, lend our own money to borrowers who may not meet the traditional lending requirements of the major lenders. Taking this approach has enabled VMG to support countless customers realise their ambition of owning a family home and securing their family’s future.
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } 80+ years of trusted residential mortgage financing experience
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } 30,000+ dwellings financed
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Customer-centric mortgage provider
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Flexible, solutions-based mortgage lender
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Greater mortgage lending flexibility
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } A wide range of competitive products
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Personalised service, understanding of your unique challenges
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Solutions tailored to your financial situation

Why VMG

Unlike other institutions, we offer the distinct advantage of flexibility, uniquely achieved through our ability to lend to borrowers who may not meet the traditional lending requirements of the major lenders. Delivering mortgage industry expertise perfected over many years, VMG clients  benefit from our ability to anticipate, understand and resolve any issues encountered during the lending experience.

Flexible Solutions-Based Lender

We get that everybody’s situation is different. It’s why VMG specialises in providing tailored lending solutions for clients who may not fit the criteria of traditional lenders. Whether it’s complex financial circumstances, self- employment, or unique income structures, we embrace a flexible approach to meet your needs.

Life-Event Specialists

Life happens, and VMG is here to help turn those unexpected challenges that impact financial stability into new opportunities. For borrowers who have experienced significant life events like unemployment, marital separation, or even bankruptcy, we’re here to help clean up their finances and get back on track. Our team is also proud to support self-employed borrowers, offering flexible lending options tailored to their unique circumstances.

Flexible Solutions-Based Lender

We get that everybody’s situation is different. It’s why VMG specialises in providing tailored lending solutions for clients who may not fit the criteria of traditional lenders. Whether it’s complex financial circumstances, self- employment, or unique income structures, we embrace a flexible approach to meet your needs.

Life-Event Specialists

Life happens, and VMG is here to help turn those unexpected challenges that impact financial stability into new opportunities. For borrowers who have experienced significant life events like unemployment, marital separation, or even bankruptcy, we’re here to help clean up their finances and get back on track. Our team is also proud to support self-employed borrowers, offering flexible lending options tailored to their unique circumstances.

No Credit Scoring

We focus on understanding your financial situation to offer fair and accessible lending solutions. Unlike traditional lenders, we consider a comprehensive range of factors in our lending decision, ensuring they are tailored to your unique needs.

Quick Turnaround Time

When you’re looking to arrange mortgage financing, we know that time is of the essence. At VMG, we prioritise speed without compromising quality. Our streamlined processes and dedicated team ensure prompt approvals and settlements, helping you achieve your goals faster.

Flexible Cash-Out Refinance Policies

Whether you need funds for personal or business purposes, VMG offers flexible cash-out refinance options. With policies designed to suit diverse needs, we make accessing equity simple and hassle-free. Contact our BDMs for further information.

No Credit Scoring

We focus on understanding your financial situation to offer fair and accessible lending solutions. Unlike traditional lenders, we consider a comprehensive range of factors in our lending decision, ensuring they are tailored to your unique needs.

Quick Turnaround Time

When you’re looking to arrange mortgage financing, we know that time is of the essence. At VMG, we prioritise speed without compromising quality. Our streamlined processes and dedicated team ensure prompt approvals and settlements, helping you achieve your goals faster.

Flexible Cash-Out Refinance Policies

Whether you need funds for personal or business purposes, VMG offers flexible cash-out refinance options. With policies designed to suit diverse needs, we make accessing equity simple and hassle-free. Contact our BDMs for further information.
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Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.

Please note: We do NOT offer CAR LOANS or PERSONAL LOANS. Requests for these will not receive a response.

You can give us a call at 03 8600 7900 to clarify your questions.

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