Your client’s borrowing capacity depends on their income, financial situation (any existing loans/ commitments), and the property used as security. VMG provides loan calculators to assist in evaluating your borrowing capacity.
The maximum loan amount is up to 80% of the property’s value (Loan-to-Value Ratio of 80%).
Yes. VMG Specialises in flexible lending solutions and assesses loan applications with a forward-looking approach. We consider:
Our goal is to help clients overcome past financial challenges and achieve their future financial objectives.
Yes. VMG permits refinancing of unlimited debts, including the payout of ATO debts, facilitating comprehensive debt consolidation.
Explore VMG’s debt consolidation loan options:
Yes, Alt doc and Low doc are used interchangeably.
Yes, but additional loading may apply. Check with your BDM for accurate details.
VMG does not offer unsecured personal loans. However, we may consider equity release against home loans, capped at 80% LVR. Further terms and conditions may apply.
VMG does not provide car loans. However, we may consider equity release against home loans, capped at 80% LVR. Further terms and conditions may apply.
Victorian Mortgage Group is a family-owned non-bank mortgage lender with over 80 years of experience. We specialise in providing flexible home loan solutions, assisting borrowers in securing their financial future.
Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.
You can give us a call at 03 8600 7900 to clarify your questions.
