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Prime Loan

Premium Home Loan Solutions at Prime Rates

Our Prime Product offers competitive lower interest rates for borrowers with a clean credit history. It can be utilised for a range of personal or investment purposes, provided the qualifying criteria are met.

Credit History:

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Applicants with a clear credit history only.

This product is ideal for:

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Borrowers needing a swift solution for residential property requirements and seeking flexible and affordable lending options.
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Loan basics
Loan PurposeSuitable for purchasing, refinancing, or releasing equity in owner-occupied or investment residential properties.
Maximum Loan-to-Value Ratio (LVR)Up to 80%.
Maximum Loan Amount
  • Full Doc: $3.0m per security property.
  • Alt Doc: <70% LVR = $2m; ≤80% LVR = $1.5m.
Maximum Loan Term30 years.
Repayment Structure
  • Principal and Interest (P&I).
  • Interest Only (1 – 5 years available), reverting to P&I.
Repayment OptionsWeekly, fortnightly, or monthly payments.
Redraw FacilityAvailable
Extra RepaymentsPermitted
Ongoing Fees$15 per month account administration fee

Alt Doc Prime

Prime Alt Doc is VMG’s premium solution for self-employed borrowers with clean credit who require flexible income verification. It offers competitive Prime rates for owner-occupied or investment purposes.

Credit History:

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Clear Only credit history across all debts and arrears required.

This product is well-suited for:

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Established self-employed clients with clean credit seeking competitive Prime pricing.
For new borrowers
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Call our client services team for any further queries
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For New Brokers
  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Get accredited with us now!
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Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.

You can give us a call at 03 8600 7900 to clarify your questions.

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