Fast, flexible solutions for all borrowers.
VMG. Tailoring home loans unique to your situation.
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Every borrower’s situation is different. Which is why we at VMG look beyond traditional home loan criteria, offering flexible lending solutions tailored to your needs. Whether you’re self-employed, have poor credit, or have experienced financial setbacks, we work swiftly to deliver a customised financial solution that works for you.
With specialist mortgage expertise, our dedicated team has successfully helped thousands of borrowers secure stress-free home loans.
Proudly on the journey with you, our exceptional service includes:
A: Yes. VMG offers flexible lending solutions specifically designed for borrowers with credit challenges, including paid or unpaid defaults, late payment history, and discharged bankruptcies. Rather than relying on automated credit scoring, VMG assesses each application individually to find a solution that works for your situation.
A: Yes. VMG has dedicated Alt Doc loan options for self-employed borrowers who cannot provide standard payslip-based income verification. Income can be verified using BAS statements, management accounts, or bank statements, depending on the product and documentation available.
A: VMG loans are available exclusively through accredited mortgage brokers. If you don't already have a broker, VMG can help connect you with one. Once your broker submits an application, VMG's team aims to provide a conditional approval within 48 to 72 hours.
A: A non-bank lender is a financial institution that provides home loans without holding a banking licence. Non-bank lenders like VMG are not bound by the same rigid automated credit policies as major banks, which means they can assess applications more flexibly and consider borrowers who have been declined elsewhere. VMG has been providing non-bank lending solutions since 1946.
Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.
You can give us a call at 03 8600 7900 to clarify your questions.