| Employment Status | Options available for short-term PAYG/self-employed individuals. |
| Property Types | Residential only – construction allowed. |
| Debt Consolidation | Ability to consolidate unlimited existing debts. |
| Cash-Out | Equity release for any reasonable purpose, including business requirements. |
| Credit History | Applicants with defaults, late payments, or discharged bankruptcies are considered. |
| Alternative Income Verification | Available for self-employed or those with non-traditional income streams. |
| Interest-Only Options | Available |
| Ownership Structures | Individuals, companies, or trusts. |
| Favourable Purchase | Available |
| Private Loan Refinance | Available |