At VMG, we understand that your property aspirations may encompass both securing a primary residence and exploring investment opportunities. Our comprehensive mortgage solutions are designed to meet the diverse needs of both owner-occupiers and investors.
Managing Australian Taxation Office (ATO) debts can be challenging. At VMG, we offer refinancing solutions that allow you to consolidate your ATO debt into a business loan secured by your residential property. This approach can provide more manageable repayments over an extended term, helping you regain control of your finances.
If you’re planning to purchase or construct a property to serve as your primary residence, our owner-occupied home loans offer competitive interest rates and flexible terms to make your dream home a reality. Lenders typically consider owner-occupied loans as lower risk, often resulting in more favourable terms for borrowers.
For those looking to acquire properties intended for rental income or capital growth, our investment home loans are structured to help you achieve your financial objectives. Investment loans are generally offered to individuals planning to rent out the property to tenants.
At VMG, we pride ourselves on offering personalised solutions tailored to your unique financial situation. Our experienced professionals are committed to helping you achieve your property and financial goals with confidence.
On how we can assist you, please contact us to discuss your specific needs.
A: Yes. VMG offers home loan refinancing solutions for owner-occupiers and investment property owners. Refinancing through VMG can provide access to more flexible terms, the ability to consolidate debts, or the release of equity for renovations, business purposes, or other financial goals.
A: Yes. VMG offers ATO debt refinancing solutions that allow eligible borrowers to consolidate ATO debt into a business loan secured by residential property. This can provide more manageable repayments over an extended term. Contact a VMG-accredited broker or call VMG directly to discuss your situation.
A: Yes. VMG's Flexi Business+ product supports equity release from residential property for business purposes, including working capital, equipment purchases, and business restructuring. Loans can be held in individual, company, or trust structures depending on your needs.
A: Yes. VMG's Near Prime, Specialist, Specialist+, and Prime products can all be used for investment property purchases or refinances, subject to the qualifying criteria for each product. Investment loans are available for properties intended for rental income or capital growth, with a maximum LVR of 80% across most products.
Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.
You can give us a call at 03 8600 7900 to clarify your questions.
