Flexible home loan financing solutions, fast.
Choose a mortgage lender who prioritises you.
Looking for a mortgage lender that goes beyond traditional criteria to provide swift, high quality financial solutions? At Victorian Mortgage Group (VMG), we specialise in offering flexible home loan options tailored to your unique needs. For over 80 years our expert team has been empowering residential borrowers with innovative financial solutions.
We take pride in delivering on our promises with a quick turnaround time.Trust VMG to provide both brokers and borrowers with efficient and adaptable home loan financing solutions.
We recognise that every business has unique financial needs. If you need to get your business off the ground, to overcome a financial challenge, or to repay a debt, we can offer a loan solution to work for you.
Our team of professionals share a wealth of experience across all areas of banking and finance. You will benefit from our ability to anticipate, understand and resolve any issues that arise in the lending experience. Having financed more than 30,000 dwellings to date, we are more than prepared to support you.
A: Victorian Mortgage Group (VMG) is an Australian non-bank mortgage lender that has been providing flexible home loan solutions since 1946. VMG specialises in lending for borrowers who fall outside standard bank criteria, including the self-employed, credit-impaired borrowers, and those who have experienced significant life events such as bankruptcy or divorce. VMG works exclusively through accredited mortgage brokers across Australia.
A: VMG offers a tiered range of residential mortgage products: Prime (for borrowers with clean credit histories), Near Prime (for those with minor defaults or credit impairments), Specialist (for borrowers with more significant credit challenges), Specialist+ (for debt restructuring and complex scenarios), and Flexi Business+ (for small business lending secured by residential property). Each product is designed to serve borrowers at different stages of their credit and financial journey.
A: No. VMG does not use automated credit scoring. Every application is assessed individually by an experienced credit team using a common-sense lending approach. This means borrowers with imperfect credit histories — including defaults, late payments, or discharged bankruptcies — are still considered on the merits of their full financial situation.
A: VMG’s standard SLA for conditional approval is 48 to 72 hours, subject to timely receipt of all required documentation. This fast turnaround is central to VMG’s value proposition for brokers managing time-sensitive client situations.
Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.
You can give us a call at 03 8600 7900 to clarify your questions.
