A trusted provider of flexible mortgage solutions since 1946, Victorian Mortgage Group (VMG) is a reliable partner for brokers seeking expert support and fast, consistent results. We focus on finding solutions, not reasons to decline, and we prioritise the needs of brokers and their clients at every stage of the lending process.
Servicing buffer at 2% on VMG loans and flexible buffer on OFI loans.
No credit scoring and no DTI or DSR ratios.
Full Doc with 2 BAS, management accounts, & bank statements.
Flexible approach to rental income (refer BDM) plus negative gearing addback up to 30% – effectively allowing two forms of income from rent.
Company debt excluded from personal servicing.
Commercial/business debt loan purposes, as long as residentially secured.
Alt Doc with Australia-wide expanded postcodes and revised Accountant’s Declaration (in line with industry standards). Find the declaration here for your reference.
Thank you for submitting the form!
Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.