Our Near-Prime Product provides flexible lending solutions for borrowers with paid or unpaid defaults, where unpaid defaults are paid out at settlement. It can be used for a variety of personal or investment purposes, subject to meeting the qualifying criteria.
Credit History:
This product is well-suited for:
| Loan Purpose | Suitable for purchasing, refinancing, or releasing equity in owner-occupied or investment residential properties. |
| Maximum Loan-to-Value Ratio (LVR) | Up to 80%. |
| Maximum Loan Amount |
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| Maximum Loan Term | 30 years |
| Repayment Structure |
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| Repayment Options | Weekly, fortnightly, or monthly payments. |
| Redraw Facility | Available |
| Extra Repayments | Permitted |
| Ongoing Fees | $15 per month account administration fee |
Alt Doc Near-Prime offers flexible lending solutions for self-employed borrowers who require alternative income verification. It can be used for a variety of personal or investment purposes, provided the qualifying criteria are met.
Credit History:
This product is well-suited for:
Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.
Please note: We do NOT offer CAR LOANS or PERSONAL LOANS. Requests for these will not receive a response.
You can give us a call at 03 8600 7900 to clarify your questions.