At VMG, we understand that not every client fits within a traditional lending box. Many Australians have strong credit histories yet find themselves navigating unique financial situations, from variable income streams and multiple property investments to self-employment or complex financial structures.
To help meet these real-world scenarios, we’re proud to introduce Prime Alt Doc, a premium product designed for clients with a clear credit record across all debts and arrears. This new offering extends our Prime range by providing the flexibility of alternative documentation while maintaining the confidence and consistency of Prime lending standards.
Prime Alt Doc is suitable for both owner-occupied and investment properties, giving brokers the ability to support clients who may not meet standard income verification requirements but still demonstrate strong financial stability and repayment capacity. With competitive Prime rates and a simplified application process, this product helps brokers deliver tailored, efficient solutions that work in practice, not just on paper.
Whether your client is a self-employed professional, a business owner, or someone with a diverse income mix, Prime Alt Doc ensures they don’t have to compromise on quality or accessibility.
At VMG, our goal is to make lending more transparent, adaptable, and inclusive empowering brokers with practical options that reflect today’s diverse borrower landscape. The launch of Prime Alt Doc continues our commitment to broker-first innovation and our dedication to helping more Australians reach their home and investment.
To explore the new product guide or workshop scenarios, contact your VMG BDM today, or test a scenario instead.