The team of professionals at VMG share a wealth of experience across all areas of the financial industry. For years, we have been helping Australian borrowers reach a whole range of financial goals. Our understanding of individual circumstances and our expertise in providing flexible lending solutions means we will make sure you get the best product at the right price.
Bernie is the Managing Director of VMG and has worked in financial services for over 20 years. In that time Bernie has assisted many clients achieve their goal of home ownership, a facet of the business that continues to influence the company’s direction. During his time in the industry Bernie has acquired significant experience, specifically in the areas of:Read more
His qualifications and professional affiliations include:
Brian is the VMG Credit Manager. Brian was a Senior Lending Manager with the Commonwealth Bank prior to joining the VMG and has over 25 years experience in banking and finance. He specialises in credit analysis and portfolio management in both commercial and consumer finance and has managed a lending portfolio of some $280 million. Specific experience includes:Read more
Brian is our Finance Manager and joined us in 2007. He brings us a wealth of experience in the management of a variety of businesses. He has spent the last 25 years developing his skills through Public Accounting practice (Client Services and Taxation) and the management of a variety of businesses in both Victoria and NSW.
Brian is professionally qualified, holding a Bachelor of Business, majoring in Accounting.
Allarco is responsible for the preparation, assessment and submission of consumer and business loan applications along with developing strong relationships with internal and external stakeholders.
Allarco was previously employed by Liberty Financial as a Credit Underwriter, where he was responsible for utilising a credit authority as well as managing the end-to-end process of all retail and commercial lending products. Prior to this he was at ANZ for over 18 years. During this time he worked as a Credit Assessment Officer in ANZ Global Cards and Mortgages and more recently as a Credit Manager in ANZ Private Bank for over 7 years where he utilised a credit authority for both retail and commercial lending.
Carolyn has worked at VMG for over 10 years and is often the voice behind your first experience with VMG. She combines quality customer service with an attention to detail that will smooth your experience and take any concerns out of your mortgage transaction with us.
Kevin has come to VMG with an extensive financial services background crossing a number of disciplines, having worked with the ATO, Westpac Bank and the National Australia Bank. For over seven years, Kevin has employed those skills at VMG in the Credit Risk area. Additionally, Kevin is integral to our dedicated Broker Services Unit where he provides a vital link in the credit application process.
Louise is an integral member of our Customer Services team, also supporting Carolyn in her role. Having been with VMG since 2009, Louise is in constant contact with clients on a daily basis and assists with all aspects of their requirements.
John brings a broad experience to our team, having been a mortgage broker and industry leader, himself, which included Leadership, Team Development, Holistic Advice, Coaching & Mentoring over his 17 years within the allied and financial services sector. John brings exceptional local support to our NSW & ACT Brokers and welcomes your call.
As National Sales Manager, Raffaele has spent over the 35 years in the finance industry. He has developed significant expertise in many areas of finance, including banking and non-banking financial institutions, but he particularly enjoys the challenge of developing and leading a Sales and Marketing team. Raff’s focus will be to build best practices for our broker partners and assist in building economic growth.
John brings to VMG a wealth of experience from the banking and finance industry having been employed within the banking industry for over 30 years. John has had many years of experience in all facets of lending, including corporate and commercial finance, trade finance and working capital and more recently working as a residential and commercial broker with a longstanding finance company.
Michelle’s experience comes from varying roles such as Loans Officer, Mortgage Broker, BDM support, and also Team Leader/Manager roles with ING, Broker Support Hotline Team and an Express Credit Team. Her most recent experience was eight years with an award winning aggregator as member support, on boarding and assisting their members nationally. Michelle has always been regarded by her peers and brokers as genuinely passionate about seeing Brokers succeed in today’s industry. She appreciates it can be challenging for writers, and will work tirelessly to achieve positive outcomes for clients first and foremost.
Michael has joined the VMG team in the role of Business Development Manager for Queensland and South Australia. Michael has over 30 years experience in the finance sector and is passionate about building strong business relationships and achieving the best outcomes for his clients.
As Business Development Manager for Victoria, Chris brings a wealth of knowledge having spent the past 18 years in the Finance Industry with previous roles in Leadership, Business Banking, Financial Planning and Mortgager Brokering. Throughout the years he has mentored many brokers to become successful brokers. Working closely with the Eastern and South East areas of Victoria, Chris is very passionate on helping brokers to grow their business.
Andrew is responsible in supporting Allarco with workshopping loan scenarios with the Business Development Managers and Brokers, as well as assessment of consumer and business loans. Andrew previously worked at the ANZ Bank for 28 years with many years spent in the lending area. He spent the last 3 years working with Mendelsons Lawyers in the purchase debits division, following up payment arrears on commercial accounts for utilities and teleco companys. Allarco and Andrew have previously worked together and have joined forces at VMG to provide you with a strong and knowledgeable team to assist with your loan enquiries.
VMG’s dedicated team of support staff provide assistance in the areas of mortgage finance, administration, client communication, marketing, insurance and office management.
Our staff are available to assist our clients in dealing with any queries they may have with regard to the administration of their loan portfolio