Self employed applicant, clean credit, full tax returns available and good repayment history on existing debts had a $200K tax debt. Banks would not look at this deal. We refinanced his Home loan and tax debt to 75% LVR. (Most importantly because the tax debt was not overdue the loan was done at reasonable rates of interest).

Young professional buying first home. Had a few telco and utility defaults from when he was at university. Had small deposit and a gift from parents. Have approved an 80%LVR loan to complete the purchase.

Applicant has just been through a messy separation. Home was sold and a number of defaults cleared from the proceeds. Has contracted to purchase a new home but could not finance due to the defaults recorded. We have approved finance to complete the purchase.

Client had a business for 2 years, last years financials showed a loss, and this year they were able to provide us business trading statements and six months BAS statements which showed a return to profit. VMG were able to refinance existing lender, provided funds to expand their business and purchase new equipment-machinery.