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Specialist +

Specialist + Loan

Specialist + is a flexible loan product that allows borrowers to restructure their debt position. It can be used for a variety of personal or investment purposes, provided the qualifying criteria are met.

Credit History:

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Applicants with defaults, late payments, or discharged bankruptcies are considered. (Contact your BDM for further details.)

This product is ideal for:

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Borrowers who have encountered financial difficulties, including but not limited to defaults and completed bankruptcies.

Loan basics

Loan PurposeSuitable for purchasing, refinancing, or releasing equity in owner-occupied or investment residential properties.
Maximum Loan-to-Value Ratio (LVR)Up to 80%.
Maximum Loan Amount$3.0m per security property.
Maximum Loan Term30 years.
Repayment Structure
  • Principal and Interest (P&I).

  • Interest Only (1 – 5 years available), reverting to P&I.
Repayment OptionsWeekly, fortnightly, or monthly payments.
Redraw FacilityAvailable
Extra RepaymentsPermitted
Ongoing Fees$15 per month account administration fee

For new borrowers

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Call our client services team for any further queries
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For New Brokers

  • Checked Latest-33 .s0 { fill: #d2ae43 } .s1 { fill: #0e1743 } Get accredited with us now!
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