Our Near-Prime Product provides flexible lending solutions for borrowers with paid or unpaid defaults, where unpaid defaults are paid out at settlement. It can be used for a variety of personal or investment purposes, subject to meeting the qualifying criteria.
Credit History:
This product is well-suited for:
| Loan Purpose | Suitable for purchasing, refinancing, or releasing equity in owner-occupied or investment residential properties. |
| Maximum Loan-to-Value Ratio (LVR) | Up to 80%. |
| Maximum Loan Amount |
|
| Maximum Loan Term | 30 years |
| Repayment Structure |
|
| Repayment Options | Weekly, fortnightly, or monthly payments. |
| Redraw Facility | Available |
| Extra Repayments | Permitted |
| Ongoing Fees | $15 per month account administration fee |
Alt Doc Near-Prime offers flexible lending solutions for self-employed borrowers who require alternative income verification. It can be used for a variety of personal or investment purposes, provided the qualifying criteria are met.
Credit History:
This product is well-suited for: