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VMG only offers residential loans.
we offer
VMG is a non-bank, non-conforming, mortgage lender who are solution focused and put the broker and end customer at the centre of everything we do.
- Debt consolidation (including payment of ATO arrears)
- Credit impaired loans
- Lending to self-employed with irregular income streams and we want to help those who have been through a life event.
VMG has been around for over 80 years and prides itself on integrity and is widely known for its speed to market and flexibility.
It’s time to choose a lender who prioritises you!
We are experienced operators managing our own financial portfolio based on sound prudential principles whilst supplying superior client service. Our unique expertise is in applying common sense and providing flexible assessment criteria to create valuable solutions.
VMG only offers residential loans.
we offer
A family-owned and operated business with a proud 80+ year history, Victorian
Mortgage Group looks beyond typical home loan criteria to provide borrowers
with stress-free financial solutions, quickly and easily.
As a non-bank, flexible, solutions-based mortgage lender, we prioritise both
brokers and end customers in everything we do.
With a commitment to client service that is second to none, VMG is unique in
applying common sense and flexible assessment criteria to create valuable
solutions for brokers and borrowers.
Experienced operators, we manage our own financial portfolio based on sound
prudential principles and, as applicable, lend our own money to borrowers who
may not meet the traditional lending requirements of the major lenders.
Taking this approach has enabled VMG to support countless customers realise
their ambition of owning a family home and securing their family’s future.
- 80+ years of trusted residential mortgage financing experience
- 30,000+ dwellings financed
- Customer-centric mortgage provider
- Flexible, solutions-based mortgage lender
- Greater mortgage lending flexibility
- A wide range of competitive products
- Personalised service, understanding of your unique challenges
- Solutions tailored to your financial situation
Why VMG
Unlike other institutions, we offer the distinct advantage of flexibility, uniquely achieved through our ability to lend to borrowers who may not meet the traditional lending requirements of the major lenders. Delivering mortgage industry expertise perfected over many years, VMG clients benefit from our ability to anticipate, understand and resolve any issues encountered during the lending experience.
Flexible Solutions-Based Lender
We get that everybody’s situation is different. It’s why VMG specialises in
providing tailored lending solutions for clients who may not fit the criteria of
traditional lenders. Whether it’s complex financial circumstances, self-
employment, or unique income structures, we embrace a flexible approach to
meet your needs.
Life-Event Specialists
Life happens, and VMG is here to help turn those unexpected challenges that
impact financial stability into new opportunities. For borrowers who have
experienced significant life events like unemployment, marital separation, or
even bankruptcy, we’re here to help clean up their finances and get back on track.
Our team is also proud to support self-employed borrowers, offering flexible
lending options tailored to their unique circumstances.
Flexible Solutions-Based Lender
We get that everybody’s situation is different. It’s why VMG specialises in
providing tailored lending solutions for clients who may not fit the criteria of
traditional lenders. Whether it’s complex financial circumstances, self-
employment, or unique income structures, we embrace a flexible approach to
meet your needs.
Life-Event Specialists
Life happens, and VMG is here to help turn those unexpected challenges that
impact financial stability into new opportunities. For borrowers who have
experienced significant life events like unemployment, marital separation, or
even bankruptcy, we’re here to help clean up their finances and get back on track.
Our team is also proud to support self-employed borrowers, offering flexible
lending options tailored to their unique circumstances.
No Credit Scoring
We focus on understanding your financial situation to offer fair and accessible
lending solutions. Unlike traditional lenders, we consider a comprehensive range
of factors in our lending decision, ensuring they are tailored to your unique needs.
Quick Turnaround Time
When you’re looking to arrange mortgage financing, we know that time is of the
essence. At VMG, we prioritise speed without compromising quality. Our
streamlined processes and dedicated team ensure prompt approvals and
settlements, helping you achieve your goals faster.
Flexible Cash-Out Refinance Policies
Whether you need funds for personal or business purposes, VMG offers flexible
cash-out refinance options. With policies designed to suit diverse needs, we make
accessing equity simple and hassle-free. Contact our BDMs for further
information.
No Credit Scoring
We focus on understanding your financial situation to offer fair and accessible
lending solutions. Unlike traditional lenders, we consider a comprehensive range
of factors in our lending decision, ensuring they are tailored to your unique needs.
Quick Turnaround Time
When you’re looking to arrange mortgage financing, we know that time is of the
essence. At VMG, we prioritise speed without compromising quality. Our
streamlined processes and dedicated team ensure prompt approvals and
settlements, helping you achieve your goals faster.
Flexible Cash-Out Refinance Policies
Whether you need funds for personal or business purposes, VMG offers flexible
cash-out refinance options. With policies designed to suit diverse needs, we make
accessing equity simple and hassle-free. Contact our BDMs for further
information.