Loan Purposes

At VMG, we understand that your property aspirations may encompass both securing a primary residence and exploring investment opportunities. Our comprehensive mortgage solutions are designed to meet the diverse needs of both owner-occupiers and investors.
Refinancing your existing home loan can provide several advantages, including securing a lower interest rate, reducing monthly repayments, or accessing built-up equity for renovations or other financial goals. By obtaining a more favourable interest rate, you can decrease your monthly repayments, potentially saving you hundreds of dollars each month.
For investment property owners, refinancing can lead to improved loan terms, such as lower interest rates, and the opportunity to access equity for further investments. By refinancing, you can potentially save on interest and redirect those funds into additional investment opportunities, thereby enhancing your portfolio’s performance.
Managing Australian Taxation Office (ATO) debts can be challenging. At VMG, we offer refinancing solutions that allow you to consolidate your ATO debt into a business loan secured by your residential property. This approach can provide more manageable repayments over an extended term, helping you regain control of your finances.

Owner-Occupied Home Loans

If you’re planning to purchase or construct a property to serve as your primary residence, our owner-occupied home loans offer competitive interest rates and flexible terms to make your dream home a reality. Lenders typically consider owner-occupied loans as lower risk, often resulting in more favourable terms for borrowers.

Investment Home Loans

For those looking to acquire properties intended for rental income or capital growth, our investment home loans are structured to help you achieve your financial objectives. Investment loans are generally offered to individuals planning to rent out the property to tenants.

At VMG, we pride ourselves on offering personalised solutions tailored to your unique financial situation. Our experienced professionals are committed to helping you achieve your property and financial goals with confidence.

Unlocking the equity in your residential property can be a strategic way to fund business expenses, such as working capital, equipment purchases, or expansion initiatives. Our team at VMG can guide you through the process of accessing this equity, ensuring that your property is effectively utilised as security to support your business growth.

For more information

On how we can assist you, please contact us to discuss your specific needs.