Prime Product

Prime Loan

Our Prime Product offers competitive lower interest rates for borrowers with a clean credit history. It can be utilised for a range of personal or investment purposes, provided the qualifying criteria are met.

Credit History:

This product is ideal for:

Loan basics

Loan PurposeSuitable for purchasing, refinancing, or releasing equity in owner-occupied or investment residential properties.
Maximum Loan-to-Value Ratio (LVR)Up to 80%.
Maximum Loan Amount$3.0m per security property.
Maximum Loan Term30 years.
Repayment Structure
  • Principal and Interest (P&I).

  • Interest Only (1 – 5 years available), reverting to P&I.

Repayment OptionsWeekly, fortnightly, or monthly payments.
Redraw FacilityAvailable
Extra RepaymentsPermitted
Ongoing Fees$15 per month account administration fee

For new borrowers

For New Brokers