When Ash went through a complicated separation from her partner, the family home was sold and the couple’s outstanding debts and defaults were cleared using the sale’s proceeds. When she needed funds to purchase a new home, she struggled to find a mortgage lender due to the previous defaults on her record. We were able to work with Ash to find a product that enabled her to buy a new home and move on with her life.

Oscar, a young professional, was hoping to buy his first home but despite having saved a small deposit, he was turned down by the major lenders due to having a few utility defaults on his record from when he was at university. After reviewing his situation we were able to help him secure an 80% LVR loan to complete the purchase of his first property.

After running her business for two years, Alison’s financials showed a loss in the prior financial year but more recently a return to profit. Alison shared her business trading statements and six months of BAS statements as proof of earnings, enabling her to refinance with VMG and giving her access to the funds she needed to expand her business and purchase new equipment.