Our people – Victorian Mortgage Group

Our people


For years our team of professionals has been helping Australian borrowers achieve a diverse range of financial goals. Our ability to understand an individual’s circumstances and our expertise in finding flexible lending solutions for those who have been turned away by the major lenders, means that we will make sure you get the best product at the right price.

Bernie is the Managing Director of VMG and has worked in financial services for over 30 years assisting countless clients in achieving their goal of home ownership. Bernie has significant experience in the areas of client management, systems development and service delivery, business relationship management, origination and sales, and institutional banking and finance.

Bernie has a Bachelor of Commerce and represents VMG as a member of the Australian Institute of Company Directors, the Australian Society of Certified Practising Accountants, and the Mortgage Finance Association of Australia.


Brian McIldoon

As the Credit Manager at VMG, Brian has over 25 years’ experience in banking and finance, specialising in credit analysis and portfolio management in both commercial and consumer finance.  He has managed a lending portfolio of $280 million.

Prior to joining VMG, Brian was a Senior Lending Manager with the Commonwealth Bank. He has a wealth of experience in credit and risk analysis, prudential overview, client service roles and relationship building, sales management and staff training and development. He also has extensive product and legislative knowledge.


Brian Neilson

Brian is the Finance Manager at VMG. He has spent 25 years developing his skills through Public Accounting practice (Client Services and Taxation) and has managed a variety of businesses.  He is professionally qualified and holds a Bachelor of Business, majoring in Accounting.

Glen McKay

Glen joined VMG in March 2020 as our Head of Broker Support Unit – he and his team are designated to provide support, assistance and a superior customer service to VMG’s broker network and our BDM’s.

Glen has over 30 years banking experience having enjoyed a career with NAB and Bank of Melbourne in both Perth and Melbourne.  His most recent role was as Executive Manager at Bank of Melbourne where he was responsible for leading a team of business bankers who looked after 50% of Bank of Melbourne’s business banking customer base.

Allarco Cantone

As VMG’s Senior Credit Analyst, Allarco manages the preparation, assessment and submission of consumer and business loan applications. He is also responsible for developing strong relationships with internal and external stakeholders.

Allarco was previously employed by Liberty Financial as a credit underwriter, where he was responsible for utilising a credit authority as well as managing the end-to-end process of all retail and commercial lending products. He also worked at ANZ for 18 years, looking after cards and mortgages and both retail and commercial lending.

Carolyn Monks

Carolyn has worked at VMG for over 10 years now and is often the first person you come into contact with when you speak with VMG. She works hard to ensure your lending experience is as smooth as possible and is always available at the end of the phone to answer your questions.

Kevin arrived to VMG seven years ago with an impressive financial services background covering a number of disciplines and roles at the ATO, Westpac Bank and the National Australia Bank. He is integral to our dedicated Broker Services Unit where he provides a vital link in the credit application process.

Louise Raper

Louise is an integral member of our Customer Services team.  Having been with VMG since 2009, she is in daily contact with our clients and assists with all aspects of their lending experience.

Raffaele Giuliano

As VMG’s National Sales Manager, Raffaele has spent over 35 years in the finance industry. He has significant expertise in many areas of finance, including banking and non-banking financial institutions. Raffaele enjoys leading his team in building relationships with, and delivering service excellence to, VMG’s broker partners.

John Doherty

Business Development Manager (VIC)

0427 757 461


John has over 30 years of banking and finance experience. He has worked across all facets of lending, including corporate and commercial finance, trade finance and working capital. He most recently worked as a residential and commercial broker.

Brian McMahon

Business Development Manager (NSW)

0428 877 186


Brian has over 40 years of experience working in banking and finance. Having worked directly with  brokers and aggregators for many years, he understands the challenges brokers face in our everchanging industry.  Brian also worked for National Australia Bank and ME Bank in Senior Retail, Sales and Credit roles.

Michael Riddiford

Business Development Manager (QLD and SA)

0428 495 448


As VMG’s Business Development Manager for Queensland and South Australia, Michael has over 30 years’ experience in the finance sector and is passionate about building strong business relationships and achieving the best outcomes for his clients.

Brendan Barry-Murphy

Business Development Manager (VIC)

0427 809 295


Passionate about assisting clients and brokers with achieving their business goals, Brendan brings a wealth of experience to VMG. Brendan worked at the Commonwealth Bank of Australia for over 33 years. He has experience in business banking, structuring and credit roles, and as a mortgage broker handling consumer and commercial loan applications.

Andrew plays a key role in the assessment of consumer and business loans, helping to match VMG’s clients with a loan to meet their needs.  Andrew previously worked within lending at ANZ Bank for 28 years and prior to that with Mendelsons Lawyers in the purchase debits division.

Sarah Griffiths

Business Development Manager (NSW)

0419 229 018


Sarah has worked in banking and finance for over 12 years. She previously worked as an accountant at Australian Mortgage Securities, and prior to that held various senior roles at Bendigo Bank, Bank of Queensland and St George Bank.  Sarah has a Bachelor of Business (Accounting) and an Advanced Diploma of Accounting.

Support Staff

VMG’s dedicated team of support staff provide assistance in the areas of mortgage finance, administration, client communication, marketing, insurance and office management. Our staff are always available to assist VMG clients with any queries they have about their loan portfolios.